Yes Bank Select Credit Card
Yes Bank Select credit card is the new re-branded offering that was previously known as Yes Prosperity Edge. Yes Bank Select credit card comes with a joining and annual fee of ₹ 399+GST. The joining fee is waived on spends of ₹ 10,000 in the first 30 days and the annual fee is waived on ₹ 1 Lakh spend in a membership year. We get 8 reward points for every ₹ 200 spent on online shopping and 4 reward points for every ₹ 200 spent on offline shopping. The benefits include complimentary domestic airport lounge access, golf lessons and a fuel surcharge waiver.
Benefits Offered
Domestic Airport Lounge Access, Fuel Surcharge Waiver, Golf Lessons and Games
Eligibility
Age
C2C Applications
Lifetime Free Option?
Fees
Joining Fee
Welcome Benefit
Annual Fee
Renewal Benefit
Annual Fee Waiver Spends
Rewards
Excluded Spends for Rewards
Caps on Rewards
Milestone Benefits
Rewards Redemption
Accelerated Rewards
Yes, opt for Rewards Subscription Plan to get 3X/5X rewards on spends
Reward Point Value
Reward Redemption Charges
Reward Points Validity
Benefits
Domestic Airport Lounge Access
4 visits/year. Spend ₹ 35,000 in a calendar quarter to get access in next calendar quarter.
International Airport Lounge Access
IRCTC Railway Lounge Access
Domestic Airport Spa Access
Golf Benefits
Meet & Greet
Dining Benefits
Entertainment Benefits
Charges
Other Key Info For Yes Bank Select Credit Card
Select Categories
Select categories for rewards include Suburban and Local Transport, Utilities, Groceries, Supermarkets, Insurance, Education, Govt. Services, Tolls, Convenience Stores, Markets, Specialty Stores, Rent and Wallets.
Other Charges for Yes Bank Select Credit Card
- Utility Bill Payment Charges: 1% of transaction value for cumulative transactions above ₹ 15,000/calendar month
- Wallet Load Charges: 1% of transaction value
Spends Excluded for Joining and Annual Fee Reversal
- Rent
- Wallet
Complimentary Airport Lounge Access
Yes Bank follows a different calendar quarter for determining airport lounge access eligibility as below. For example, if you spend Rs 35,000 in the period from 21st March – 20th June, then you will get complimentary airport lounge access in the quarter from 21st June – 20th September.
- 21st December – 20th March
- 21st March – 20th June
- 21st June – 20th September
- 21st September – 20th December