HDFC Bank Regalia Gold Credit Card
HDFC Bank Regalia Gold credit card is a premium offering from HDFC Bank. Regalia comes at a joining and annual fee of ₹ 2500+GST but is often issued LTF on C2C applications or pre-approved offers. It offers you 4 reward points for every Rs 150 spent and up to 10X accelerated rewards on SmartBuy platform. The HDFC Bank Regalia Gold Credit Card offers numerous benefits and exclusive privileges. The benefits include complimentary domestic airport lounge access, international airport lounge access and 5X rewards on partner brands. The annual fee is waived on spends of ₹ 4 Lakh in a membership year. Regalia Gold is a step above the Regalia with better milestone benefits.
The reward points for HDFC Bank Regalia Gold credit card can be redeemed for SmartBuy flights/hotels, gift vouchers and statement credit. The best value will be on redeeming them for SmartBuy flights.
Benefits Offered
DineOut Offer, Domestic Airport Lounge Access, International Airport Lounge Access
Eligibility
Fees
Joining Fee
Annual Fee
Renewal Benefit
Annual Fee Waiver Spends
Rewards
Excluded Spends for Rewards
EasyEMI, Fuel, Government Transactions, Packers & Movers, Property Management, Rent, Wallets
Rewards Redemption
Accelerated Rewards
Reward Redemption Charges
Reward Points Validity
Benefits
Domestic Airport Lounge Access
International Airport Lounge Access
IRCTC Railway Lounge Access
Domestic Airport Spa Access
Golf Benefits
Meet & Greet
Dining Benefits
Entertainment Benefits
Fuel Surcharge Waiver
Charges
Foreign Currency Markup
Interest Rate
Other Key Info For HDFC Bank Regalia Gold Credit Card
HDFC Bank Regalia Gold credit card is a step above the Regalia credit card. If you already have the Regalia, consider upgrading to the Regalia Gold to get better milestone benefits and airport lounge access without any spend requirements.
Upgrade from Regalia Gold to HDFC Bank Infinia
- You need to have a minimum limit of Rs 10 Lakhs on your existing HDFC Bank credit card.
- You should have minimum spends of Rs 7.5 Lakhs in the previous 6 months.
Upgrade from Regalia Gold to to HDFC Bank Diners Club Black
- You need to have a minimum limit of Rs 5 Lakhs on your existing HDFC Bank credit card.
- You should have minimum spends of Rs 5 Lakhs in the previous 6 months.