HDFC Bank Regalia Credit Card
HDFC Bank Regalia credit card is a premium offering from HDFC Bank. Regalia comes at a joining and annual fee of ₹ 2500+GST but is often issued LTF on C2C applications or pre-approved offers. It offers you 4 reward points for every Rs 150 spent and up to 10X accelerated rewards on SmartBuy platform. The HDFC Bank Regalia Credit Card offers numerous benefits and exclusive privileges. The card benefits include complimentary domestic airport lounge access, international airport lounge access and fuel surcharge waiver. The annual fee is waived on spends of ₹ 3 Lakh in a membership year.
The reward points for HDFC Bank Regalia credit card can be redeemed for SmartBuy flights/hotels, gift vouchers and statement credit. The best value will be on redeeming them for SmartBuy flights.
Eligibility
Fees
Joining Fee
Welcome Benefit
Annual Fee
Renewal Benefit
Annual Fee Waiver Spends
Rewards
Rewards
Excluded Spends for Rewards
EasyEMI, Fuel, Government Transactions, Packers & Movers, Property Management, Rent, Wallets
Rewards Redemption
Reward Redemption Charges
Reward Points Validity
Benefits
Domestic Airport Lounge Access
International Airport Lounge Access
IRCTC Railway Lounge Access
Domestic Airport Spa Access
Golf Benefits
Meet & Greet
Dining Benefits
Entertainment Benefits
Fuel Surcharge Waiver
Available. 1% for transactions from ₹ 400 to ₹ 5000. Max waiver of ₹ 500/statement.
Charges
Foreign Currency Markup
Interest Rate
Other Key Info For HDFC Bank Regalia Credit Card
HDFC Bank Regalia Gold credit card is a step above the Regalia credit card. If you already have the Regalia, consider upgrading to the Regalia Gold to get better milestone benefits and airport lounge access without any spend requirements.
Upgrade from Regalia to HDFC Bank Infinia
- You need to have a minimum limit of Rs 10 Lakhs on your existing HDFC Bank credit card.
- You should have minimum spends of Rs 7.5 Lakhs in the previous 6 months.
Upgrade from Regalia to to HDFC Bank Diners Club Black
- You need to have a minimum limit of Rs 5 Lakhs on your existing HDFC Bank credit card.
- You should have minimum spends of Rs 5 Lakhs in the previous 6 months.