AU Bank Zenith Credit Card
AU Bank Zenith credit card is a premium offering from AU Bank. It comes with a joining and annual fee of ₹ 7999+GST but is offered LTF for government employees and select MNC employees. With the launch of Zenith+, there have been several changes to Zenith rewards and benefits. But, it still retains some of the core rewards and benefits. The reward rate for regular spends is 1%. Dining spends at standalone restaurants gets 4% accelerated rewards. AU Bank Zenith credit card also offers multiple benefits – railway lounge access, domestic & international airport lounge access along with BookMyShow offer.
Eligibility
Age
C2C Applications
Lifetime Free Option?
Fees
Joining Fee
Annual Fee
Renewal Benefit
Annual Fee Waiver Spends
Rewards
Excluded Spends for Rewards
BBPS, Education, EMI Spends, Fuel, Government Transactions, Rent
Milestone Benefits
₹ 1000 gift vouchers on ₹ 2 Lakh of retail spends per calendar quarter
Rewards Redemption
Accelerated Rewards
Reward Redemption Charges
Reward Points Validity
Benefits
Domestic Airport Lounge Access
International Airport Lounge Access
IRCTC Railway Lounge Access
Domestic Airport Spa Access
Golf Benefits
Meet & Greet
Fuel Surcharge Waiver
Charges
Foreign Currency Markup
Interest Rate
Other Key Info For AU Bank Zenith Credit Card
Rewards Redemption
The reward points can be redeemed on the AU Rewardz portal. Each RP is worth 25 paise for all redemptions except vouchers. For vouchers, the value of each RP is 20 paise. There is a reward redemption charge of ₹ 99+GST.
- Vouchers: Many options including Amazon Pay gift vouchers
- Merchandise: Not recommended as we get a better value in other options
- Mobile/DTH Recharge
- Flight/Hotel/Bus booking
- Movies
- Airmiles: Only Vistara at 4 RP = 1 Airmiles ratio