American Express Membership Rewards Credit Card

You can hold up to 3 American Express cards (2 credit cards plus 1 charge card) at the same time. The trifecta of Amex MRCC, Platinum Travel and Gold Charge will give you the fastest way to accumulate MR points. There are two options to redeem MR points for the best possible value – Gold Collection and Points Transfer.

American Express Gold Collection: 18K MR points

The 18K Gold collection offers you access to Amazon Pay, Flipkart, Myntra, Shoppers Stop, Reliance Digital, Tata CLiQ and Taj Hotels stay vouchers. If we go purely by value per MR point, then Taj Hotels is your best bet. But, you also have multiple options if you do not want to do a travel redemption.

American Express Gold Collection: 24K MR points

The 24K Gold collection offers you access to Amazon Pay, Flipkart, Shoppers Stop, Taj Hotels and Tanishq Diamond Jewellery gift vouchers. If we go purely by value per MR point, then again Taj Hotels is your best bet. The 24K Gold collection gives you access to few more non-travel redemptions. Tanishq Diamond Jewellery stands out in this with a marginally higher value per MR point.

Points Transfer

All American Express cards also allow transferring out MR points to airline and hotel partners. Points transfer in most cases will also give you a better value per MR point. Marriott Bonvoy is the best of the lot where we can transfer points in the 1:1 ratio. The complete list of transfer partners is as below.

Amex MR points are also one of the most versatile ones when it comes to using them for airline and hotel loyalty programs. We get multiple transfer partners.